Pledged metal is not your stock
What is taken in against a loan is held in custody and never mixed with saleable stock. The distinction is structural, not a flag on a row.
Feature
Girvi — Gold Loan Software
Somebody else’s gold, in your safe, against money you have advanced. Every gram of it has to be accounted for separately from your own stock.
Interest on the agreed terms
Accrued on the terms recorded when the loan was made, with part payments applied in a stated order, so the figure at redemption can be shown line by line.
Redemption, and the other outcome
Redemption returns the pledged metal and closes the loan. Where it is not redeemed, the disposal is a document too.
See it against your own stock
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